Raising finance solutions ...
Securing the right finance for your business
Getting the right loan involves more than just completing an application. Successfully raising funding for your business needs planning and preparation and the right choice of lender. Fortunately Wood and Disney
are expert at providing raising finance solutions.
The three stages to successfully raising finance are:
- PLANNING: Know how much funding you require and the type of funding.
- APPLYING - YOUR PITCH: Have a business plan backed up by accurate facts and figures - you need to be credible.
- SECURING FINANCE: Choose the right investor or source of funding that will look favourably upon your proposal.
Wood and Disney's raising finance solutions
help you provide easy-to-understand information that’s attractive to lenders. Our team are highly experienced in helping our clients raising finance and will support you through all stages of the process. Our raising finance solutions will make sure we position your business in the best possible light, giving you every chance to secure funding.
Planning ...
Planning to secure finance
A reputable lender needs to believe that the information in your application is accurate, reliable and up to date. They need to believe that your business is solvent and low risk; that you can repay the loan, with interest, on time, each month or quarter, and complete repayment by the end of the loan period. Their willingness to lend and the rate of interest they charge will be determined by their confidence in your business as demonstrated by your application and supporting documentation, credit checks on you and your company, and the information held at Companies House.
You can significantly increase your chance of success at securing finance on the best possible terms by keeping your books and accounts up to date, ensuring that you file your accounts on time and have the correct information on your company registered at Companies House. Adopting best practice means that if you need to you will be in the best possible position to approach lenders if the need arises.
Accurate and up to date data
All Wood and Disney's clients have moved or are moving to cloud accounting to ensure that their data is up to date and accurate. We have taken over the bookkeeping for many clients giving them more time to focus on their business and giving them the assurance that their books are accurate and up to date. Submitting up to date data prepared by Chartered Accountants gives lenders the reassurance
that your figures truly reflect the financial position of your business.
Compliance and credit rating
Wood and Disney
ensure that your accounts are submitted to the Inland Revenue on time and that they are a positive but truthful and accurate reflection of the state of your business. We also make sure that you file the correct information at Companies House. Your filed accounts are used by credit referencing agencies and lenders to assess the viability of your business. Accurate, consistent and up to date accounts will improve your credit rating and make raising finance easier.
Find out more about why the credibility of your business is important to your credit rating ...
How much do you need to borrow?
It is important that you know exactly how much you need to borrow to fund your business. Borrow too much and you incur unnecessary interest payments; borrow too little and you may put your business under too much pressure and need to raise additional funds. Wood and Disney produce cash flow forecasts, sales projections and capital expenditure forecasts giving you confidence that your are borrowing the right amount to fund your business.
Threat avoidance
Wood and Disney
meet with our clients at least quarterly and produce management accounts for many of our clients so that we identify financial problems early avoiding the need for cash injections. We help you identify high risk customers and deals and show you how to price your products and services to ensure they are profitable. We put in place cash flow systems so that you can plan, monitor and control your cash flow to minimise the threat of short term cash issues.
Your pitch ...
Preparing your application
Ensuring that your financial records are up to date, you have met all your compliance obligations and have a good credit rating gives you the foundation to secure finance on the best possible terms. But you still need to convince prospective lenders to fund your business. To secure a good deal, you need a good pitch; an application that is correctly completed and accompanied by professionally prepared supporting documentation.
Wood and Disney have been successfully helping our clients raise finance for decades.
- We know what a lender is looking for in your application.
- We know how to present your business, project or product in the best possible light and how to avoid the pitfalls.
- We make sure that all your figures are up to date and accurate.
- We "hold your hand" during the application process, advising and supporting you.
- Wood and Disney's professional reputation for excellence adds credibility to your application.
Choosing the right type of finance
There are many different financial products on the market. From asset financing, working capital financing, invoice financing, property finance, mortgaging... Wood and Disney
help you choose the right type of finance to meet your needs and mould your application and supporting data to show your business in the best possible light to secure you a deal.
Find out more about Working Capital Finance - what is it and why it matters to your business ...
Your application
Wood and Disney
have many years experience helping clients successfully raise finance. We know what lenders are looking for and how to position your business in the most advantageous way to secure finance. We help you complete the application, prepare a business plan, cash flow forecasts .. all the documentation you need to support your application in an easy-to-understand format that’s attractive to lenders.
Securing the right investment ...
We have partnered with Capitalise
to help our clients secure the right financing at the most advantageous rates to take their business to the next level.
The Capitalise program allows you to find, compare and select the right lender in under 5 minutes. Not only will you find lenders who specialise in your industry, but you’ll also find the lenders who are most likely to give you an offer.
Take a look at their website for more detailed information on the products and services they offer >> www.capitalise.com
Some of the products Capitalise offers include:
Asset finance
Fund any asset, from telephones to forklift trucks, through asset finance
Invoice finance
If you invoice other businesses, use your invoices to get funding
Merchant cash advance
Use your credit card transactions to get funding
Trade finance
Pay for goods based on an order using trade finance
Working capital
Get a working capital loan to finance every day operations
Property finance
Get access to bridging loans, development and commercial finance
Lenders Capitalise work with
Capitalise work with more than 100 institutional lenders, including high street banks and alternative, independent and fintech lenders. Some of the lenders they work with include:
Wood and Disney's highly experienced team will support you through all stages of securing finance.
Wood and Disney have successfully supported many clients over the years raise finance to fund their business growth, see them through difficult times, use financing sales to ease cash flow ...
We help you adopt best practice in managing your business so that you are in the best possible position to approach lenders if the need arises. We support you throughout the application process and though our partner Capitalise, ensure you have easy access to the right finance at the most advantageous rates.
Give us a ring to talk about how we could help your business secure finance to fund your future ...
